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These 10 U.S. States Are the Most Dangerous for Swimming, According to a New Study

If a summer swim is your idea of the perfect escape, you might want to double-check the local conditions before you jump in. A new study by Simmrin Law Group took a deep dive (pun intended) into which U.S. states pose the biggest hazards for swimmers—and the results are a little alarming.

Using data on impaired water bodies, storm history, and drowning incidents, they ranked every state based on a “hazard score” out of 100. Spoiler alert: it’s not just coastal states making the danger list.

No swimming sign. Entering water is forbidden. Safety lake shore restrictions. Shallow water danger background. Small forest fishing pond. Dangerous river swimming accident. Strong river current.
Pawel Michalowski / Shutterstock

Quick note: What does “impaired water body” mean?
It’s a term used when a lake, river, or beach fails to meet water quality standards for safe activities like swimming or fishing. That could mean anything from harmful bacteria to toxic runoff or dangerous algal blooms. Not something you want to be paddling through.

Now, let’s start from the least risky of the top ten and work our way to the most hazardous.


A shot of Wilson Reservoir with blue water,sand,white caps on the water,and a beach with the dam and tower in the back ground . At Wilson Reservoir (Lake). that's south of Lucas Kansas USA.
Robert D Brozek / Shutterstock

#10. Kansas – Hazard Score: 40.6

Kansas might not be known for its beaches, but it still managed to crack the top ten. All of its assessed water bodies were labeled “impaired,” earning it a full 40/40 in that category. Fortunately, the state had just one major storm during the study period and zero reported drownings, which kept its total score just low enough to round out the list.


Great Salt Lake, Utah
Photo credit: Canva

#9. Utah – Hazard Score: 41.4

Utah also had a perfect (but not in a good way) 40/40 for impaired water bodies, but only reported one drowning incident between 2010 and 2020. No storms helped it slightly edge past other states, but if you’re heading to a lake here, you may want to read those water quality reports first.


The view of Upper Waterton lake from the Goat Haunt ranger station in Glacier National park in Montana. Part of the international peace park it can be reached by boat from Canada leading to hikes.
Photo credit: Francis S O’Brien // Shutterstock.com

#8. Montana – Hazard Score: 44.0

Another landlocked state, Montana, had every assessed water body listed as impaired, but, like Utah, had no storm activity and relatively few drownings (just four in ten years). Still, its high impairment score makes it one to watch.


2021 Winter's evening at Seaside Park in Bridgeport, Connecticut, USA.
Photo credit: LBSimms Photography // Shutterstock.com

#7. Connecticut – Hazard Score: 48.0

Don’t let the picturesque coastal charm fool you; Connecticut scored a full 40 for impaired waters. It fared better in the storm and drowning categories, but that water quality rating might make you pause before your next beach day.


Lake Tomahawk Wisconsin during fall
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#6. Wisconsin – Hazard Score: 53.8

As a Wisconsinite, I hate to see this one. While the state had no major storms in the study window, it did have 33 drowning incidents, one of the highest tallies on this list. That, combined with a moderate score for water impairment, landed it in sixth place.


Scenic,Picture,Lake,With,Mount,Shuksan,Reflection,In,Washington,,Usa
Editorial credit: Galyna Andrushko / Shutterstock.com

#5. Washington – Hazard Score: 55.6

Despite recording zero major storms over the ten-year study period, Washington still made the top five due to a high drowning rate (15 deaths) and an 89% impairment rate for assessed water bodies. A quiet forecast isn’t always a safe one, it seems.


Aerial panorama of the Cedar Point peninsula at dusk, in Sandusky, Ohio, on the Erie lake.
Editorial credit: Mihai_Andritoiu / Shutterstock.com

#4. Ohio – Hazard Score: 55.8

Ohio only had one water body assessed, and it was impaired, giving it a 100% fail rate. Combined with 52 storms and 10 drowning incidents, the Buckeye State earned its place as one of the riskiest spots to swim.


Jersey City, NJ, USA - August 12 2024: Jersey City and Lower Manhattan New York City at Sunset
Photo credit: Christian Steinsworth // Shutterstock.com

#3. New York – Hazard Score: 58.1

With five out of six assessed water bodies deemed impaired, 127 storms, and 14 drownings, New York racks up risk points across the board. Whether you’re swimming upstate or at one of the city’s beaches, it’s worth paying attention to warnings.


Nashville, Tennessee, USA downtown skyline on the Cumberland River.
Photo credit: Sean Pavone // Shutterstock.com

#2. Tennessee – Hazard Score: 58.6

Tennessee’s water quality report card was straight Fs; every assessed water body was impaired. Add in 108 storms and 10 drowning deaths, and you’ve got a perfect storm (literally) of swimming dangers.


Fort Lauderdale, FL, USA - March 30, 2024: Stock photo crowds on Fort Lauderdale Beach Florida Spring Break 2024
Felix Mizioznikov / Shutterstock

#1. Florida – Hazard Score: 74.3

No surprise here. Florida tops the list with the most storms (a whopping 414), the highest number of drowning incidents (30), and a water impairment rate of 36%. Sunshine State…more like caution flag central. Beautiful beaches, yes, but also a lot of hazards lurking under the surface.

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